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Whether you want to lower your monthly payments, consolidate your debt, or purchase a home - we’re here for you with options and experience. Our mortgage team is highly trained, situationally savvy, and expert at finding solutions. Fortune is your resource for mortgage service needs.

Our Options

We serve homebuyers and those looking to refinance an existing mortgage. Fortune ensures that your home loan experience is clear and simple. We bring you big-bank options with a small-bank service. Our Mortgage Loan Officers, in-house processing, and underwriting group have the experience, expertise, and knowledge to guide you through the paperwork maze while helping you bring your dreams to life. Our loans are processed and underwritten locally so that the process of taking out a mortgage is smooth.

Mortgage Application

To learn if Fortune is the right mortgage partner for you, click Our Online Application.

Completing an online application is not considered a loan approval and does not guarantee an interest rate. For detailed information on loan approvals and mortgage rates, please connect with Our Team.

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We offer the following mortgage plans:

  • 1st Time Homebuyer Program
  • HomeOne 97% LTV conventional Loans
  • HomePossible
  • HomeReady
  • Home Renovation Loan products
  • Jumbo Loans
  • Portfolio Financing
  • United States Department of Agriculture (USDA)
  • Veterans Affairs (VA)
  • Adjustable Rate Mortgages (ARMs) in 3, 5, 7, and 10-year increments
  • Bridge Loan options *
  • Construction-to-permanent Loans
  • Conventional
  • Down Payment Assistance programs
  • Federal Housing Administration (FHA)
  • Home Equity Lines of Credit

If you want to avoid purchasing Private Mortgage Insurance (PMI), Fortune offers 1st and 2nd mortgage options.


Financial Calculators

We offer a variety of calculators to assist in preparation for you and your home.

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Education Center

Whether you’re a first-time homebuyer or looking to refinance your existing mortgage, Fortune will ensure that your home loan experience is clear and simple. We bring you big-bank service, with a small-bank feel.

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Meet Our Team

Jack Bailey

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Contact Information

Phone: (314) 630-8172
NMLS#: 712695
Co. NMLS#: 431468

Jack Bailey

Senior Mortgage Loan Originator

I am a dedicated mortgage professional with the experience to help a wide range of people navigate the complex mortgage process. My main focus is to give all my borrowers the best possible experience with a very personal touch.


Josh Warren

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Contact Information

Phone: (314) 651-6947
NMLS#: 1932926
Co. NMLS#: 431468

Josh Warren

Mortgage Loan Officer

Josh is a knowledgeable Banker with nearly 20 years’ experience working for some of the largest financial institutions in the world and boutique startups. Josh found a home with Fortune in 2014. With his diverse background in a variety of banking positions, Josh is uniquely qualified to provide his customers with advice for construction projects, new home purchases and refinances as well as partnering with some of the best insurance agents and real estate brokerage agents in the area. 

After graduating from the University of Missouri Columbia, he returned to St. Louis to start a family and career. While he and his wife were beginning to raise their two daughters, he furthered his career by earning a Master of Business Administration from Webster University. Through the challenging years of bank consolidation, Josh had the opportunity to learn commercial lending, construction lending, as well as mortgage banking. His diverse background and professional skills make him an exceptional partner for new and experienced borrowers alike. 

* Fortune offers Bridge Loan options for customers who have an existing home to sell but are not ready to list their property for fear it would sell prior to the customer finding a new home.