GENERAL LIABILITY INSURANCE

What you need to know about commercial liability insurance

Fortune recommends that all businesses have general liability insurance coverage in place, to help manage risks to your business. We encourage you to take a look at the list below to learn more about our additional general liability policies.

Professional Liability Insurance (Errors & Omissions)

Errors & Omissions (E&O) covers professionals for negligence and errors or omissions that injure their clients or cause damage to a third party’s data. Fortune recommends that all professional and technology companies have E&O coverage.

Employment Practices Liability Insurance (EPLI)

Employment Practices Liability Insurance for employers covers employment-related liabilities other than on-the-job injuries. This can include legal fees and damages for suits such as wrongful termination, discrimination, sexual harassment, and other alleged violations of employees' legal rights. If you have employees, Fortune recommends considering EPLI coverage.

Directors and Officers Insurance (D&O)

D&O covers directors and officers of a company for negligent acts or omissions, and for misleading statements that result in lawsuits against the company. Fortune has a variety of Directors and Officers insurance policy options available, such as corporate reimbursement coverage, personal liability, and entity coverage. D&O policies may be broadened to include coverage for employment practices liability as well.

To find out more about these, as well as other products and services, contact Fortune at 636-464-1331, and we’ll ensure that your business is properly covered. 

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