If umbrella policies are good for individuals, then they are imperative for businesses. When a catastrophic liability loss occurs, an umbrella insurance policy can mean the difference between your business surviving, or not.

Catastrophic liability losses can happen to any business at any time, and a commercial umbrella policy protects you when those losses exceed your basic liability coverage. The time and effort you have taken to build your business is too important for it to disappear after one unforeseen event. Contact Fortune at 636-464-1331 today about a commercial umbrella insurance policy. 

What you need to know about commercial umbrella insurance

Commercial umbrella insurance helps you protect your assets by providing liability limits above and beyond your other policies. In some cases, it even broadens your protection. Due to the unpredictable nature of jury awards, Fortune recommends that your business insurance program include umbrella coverage.

What is Excess Liability Coverage and who needs it?

Excess liability coverage provides extra liability limits over an umbrella policy. This coverage typically follows the terms of the first underlying insurance policy. Higher limits may be necessary for businesses with high loss potential, high profile, sizable sales, numerous assets, large auto fleets, worldwide presence, or significant public exposure.

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