Current Rates

As of JANUARY 23, 2023


Business Deposit Rate Chart

This Rate Chart contains information about interest rates and annual percentage yields for some of the accounts we offer.

Account Product Name Minimum Opening Deposit Minimum Balance to Obtain Annual Percentage Yield Interest Rate Annual Percentage Yield APY
30 - 90 Day CDa $1,000.00 $1,000.00c 0.25% 0.25%
6 Month CDa $1,000.00 $1,000.00c 0.35% 0.35%
12 Month CDa $1,000.00 $1,000.00c 0.60% 0.60%
18 Month CDa $1,000.00 $1,000.00c 0.65% 0.65%
24 Month CDa $1,000.00 $1,000.00c 0.70% 0.70%
36 Month CDa $1,000.00 $1,000.00c 0.80% 0.80%
48 Month CDa $1,000.00 $1,000.00c 0.90% 0.90%
60 Month CDa $1,000.00 $1,000.00c 1.00% 1.00%
72 Month CDa $1,000.00 $1,000.00c 1.10% 1.100%

Money Market Business Account

Daily Balance of: Minimum Opening Deposit Minimum Balance to Obtain Annual Percentage Yield Interest Rate Annual Percentage Yield
up to $999.99 $1,000.00 $0.01c 0.10% 0.10%
$1,000.00-9,999.99 $1,000.00 $0.01c 0.10% 0.10%
$10,000.00-24,999.99 $1,000.00 $0.01c 0.20% 0.20%
$25,000.00-49,999.99 $1,000.00 $0.01c 0.25% 0.25%
$50,000.00 and up $1,000.00 $0.01c 0.25% 0.25%

Premium Money Market - Businessb

Daily Balance of: Minimum Opening Deposit Minimum Balance to Obtain Annual Percentage Yield Interest Rate Annual Percentage Yield
up to $999.99 $50,000.00 $0.01c 0.05% 0.05%
$1,000.00-9,999.99 $50,000.00 $0.01c 0.10% 0.10%
$10,000.00-24,999.99 $50,000.00 $0.01c 0.20% 0.20%
$25,000.00-49,999.99 $50,000.00 $0.01c 0.25% 0.25%
$50,000.00 and up $50,000.00 $0.01c 0.45% 0.45%

Fortune Savings Account for Businessb

Account Product Name Minimum Opening Deposit Minimum Balance to Obtain Annual Percentage Yield Interest Rate Annual Percentage Yield
Fortune Savings Account for Businessb $25.00   0.25% 0.25%

a.) a penalty will be imposed for early withdrawal.
b.) The interest rate and annual percentage yield may change after account opening.
c.) Daily Balance. the amount of the principal in the account each day.

Fees could reduce the earnings on the account.
Interest rates and Annual Percentage Yields are current as of 8-15-2018.
For Current Rate information call (636) 464-8638.

Current Rates
As of JANUARY 23, 2023

Consumer Deposit Rate Chart

This Rate Chart contains information about interest rates and annual percentage yields for some of the accounts we offer.

Account Product Name Minimum Opening Deposit Minimum Balance to Obtain Annual Percentage Yield Interest Rate Annual Percentage Yield APY
30 - 90 Day CDa $1,000.00 $1,000.00c 0.25% 0.25%
6 Month CDa $1,000.00 $1,000.00c 0.35% 0.35%
12 Month CDa $1,000.00 $1,000.00c 0.60% 0.60%
18 Month CDa $1,000.00 $1,000.00c 0.65% 0.65%
24 Month CDa $1,000.00 $1,000.00c 0.70% 0.70%
36 Month CDa $1,000.00 $1,000.00c 0.80% 0.80%
48 Month CDa $1,000.00 $1,000.00c 0.90% 0.90%
60 Month CDa $1,000.00 $1,000.00c 1.00% 1.00%
72 Month CDa $1,000.00 $1,000.00c 1.10% 1.10%

Choice Checking Accountb

Average Daily Balance of: Minimum Opening Deposit Minimum Balance to Obtain Annual Percentage Yield Interest Rate Annual Percentage Yield
up to $9,999.99 $100.00 $0.01d 0.10% 0.10%
$10,000.00-24,999.99 $100.00 $0.01d 0.20% 0.20%
$25,000.00-49,999.99 $100.00 $0.01d 0.25% 0.25%
$50,000.00 and up $100.00 $0.01d 0.65% 0.65%

Momentum Checking Accountb

Average Daily Balance of: Minimum Opening Deposit Minimum Balance to Obtain Annual Percentage Yield Interest Rate Annual Percentage Yield
$500.01- $9,999.99 $100.00 $500.01d 0.25% 0.25%
$10,000.00-24,999.99 $100.00 $500.01d 0.25% 0.25%
$25,000.00-49,999.99 $100.00 $500.01d 0.25% 0.25%
$50,000.00 and up $100.00 $500.01d 0.65% 0.65%

Fortune Young Saver Accountb

Account Product Name Minimum Opening Deposit Minimum Balance to Obtain Annual Percentage Yield Interest Rate Annual Percentage Yield
Fortune Young Saver Accountb $25.00 $0.01c 0.25% 0.25%

Fortune Money Market Accountb

Average Daily Balance of: Minimum Opening Deposit Minimum Balance to Obtain Annual Percentage Yield Interest Rate Annual Percentage Yield
$5,000.00-$249,999.99 $5,000.00 $5,000.00d 0.45% 0.45%
$250,000.00 and up $5,000.00 $5,000.00d 0.25% 0.45% to 0.26%

a.) a penalty will be imposed for early withdrawal.
b.) The interest rate and annual percentage yield may change after account opening.
c.) Daily Balance. the amount of the principal in the account each day.
d.) Average Daily Balance- the average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.

Fees could reduce the earnings on the account.
Interest rates and Annual Percentage Yields are current as of 8-15-2018.
For Current Rate information call (636) 464-8638.