Personal Checking Accounts
| Account Type | Account Features | Fee & Waiver Options |
|---|
| Choice Account |
The following benefits are included with your Choice Account:
- Interest Bearing Account
- ATM/Debit Card
- Online banking and Bill Pay
- Mobile banking
- Free ATM transactions
- Free online check images
- Unlimited check writing
- eStatements with check images
Customer may choose three additional services at no charge (additional services available at published rate):
- Deposit Anywhere Mobile Deposit
- 3 x 5 Safe Deposit Box
- Checks (Basic Fortune Logo Checks)
- ACH Auto Transfers
- .10 Basis Point increase on select Certificates of Deposit
- Protection Program*
$10,000 AD&D Insurance
$10,000 ID Theft Insurance
Cell Phone Protection
ID Theft Monitoring and Restoration
Lost/Stolen Credit Card Assistance
- Free Official Checks and Money Orders
- Paper Statement
- Statement with Images
|
Monthly Maintenance Fee
- $6.00 for average balance under $500
Options to Waive the Monthly Fee
Utilize one of the following:
- One direct deposit/statement cycle
- 10 transactions per statement cycle
- Average balance greater than $500
|
|
|---|
| Momentum Account |
Basic Momentum Account features:
- Interest Bearing Account
- ATM/Debit Card
- Free ATM transactions
- Free Internet Banking with Online Bill Pay
- Free online check images
- Unlimited check writing
- eStatements with Check Images
|
Monthly Maintenance Fee
- $3.00 if below minimum balance
Options to Waive the Monthly Fee
- Average account balance of $300
|
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|---|
| Student Checking |
Student Checking Account Features:
- Available for students between ages 14 and 23
- ATM/Debit Card
- Free ATM transactions
- Free Internet Banking with Online Bill Pay
- Unlimited check writing
- Free eStatements
|
Minimum deposit to open of $25 is required.
No monthly maintenance fees.
No minimum balance required.
Account will automatically convert to a Choice Checking on the student's 24 birthday, unless otherwise designated.
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